:root{--navy:#12224A;--teal:#14B8A6;--teal-d:#2DD4BF;--teal-text:#0E9384;--bg:#F5F6FA;--white:#fff;--line:#D9DEEA;--muted:#4A5578;--max:1120px}
*{box-sizing:border-box}html{scroll-behavior:smooth}
body{margin:0;font-family:'Plus Jakarta Sans',Inter,system-ui,sans-serif;background:var(--bg);color:var(--navy);line-height:1.6;font-size:17px}
img{max-width:100%;display:block}a{color:var(--teal-text)}
h1,h2,h3{font-weight:800;line-height:1.15;margin:0 0 .5em;letter-spacing:-.01em}
h1{font-size:clamp(2.2rem,5vw,3.6rem)}h2{font-size:clamp(1.7rem,3.4vw,2.4rem)}h3{font-size:1.25rem}
p{margin:0 0 1em}
.wrap{max-width:var(--max);margin:0 auto;padding:0 20px}
section{padding:80px 0}
:focus-visible{outline:3px solid var(--teal);outline-offset:3px}
header.site{position:sticky;top:0;z-index:50;background:var(--bg);border-bottom:1px solid var(--line)}
header.site .wrap{display:flex;align-items:center;justify-content:space-between;gap:16px;height:72px}
header.site img{height:38px;width:auto}
nav.main{display:flex;gap:26px;align-items:center}
nav.main a{color:var(--navy);text-decoration:none;font-weight:600;font-size:.95rem}
nav.main a:hover,nav.main a[aria-current]{color:var(--teal-text)}
.btn{display:inline-block;background:var(--teal);color:var(--navy);font-weight:800;border:0;border-radius:12px;padding:14px 24px;font-size:1rem;cursor:pointer;text-decoration:none;font-family:inherit}
.btn:hover{background:var(--teal-d)}
.btn.sm{padding:10px 18px;font-size:.92rem}
.btn.ghost{background:transparent;border:2px solid var(--teal-d);color:#fff}
.menu-toggle{display:none;background:none;border:2px solid var(--navy);border-radius:10px;padding:8px 12px;font-weight:700;color:var(--navy);font-family:inherit}
.dark{background:var(--navy);color:#fff}.dark a{color:var(--teal-d)}.dark .btn{color:var(--navy)}
.dark p.lead{color:#C9D2E6}
.lead{font-size:1.2rem;color:var(--muted);max-width:720px}
.eyebrow{font-weight:800;letter-spacing:.12em;text-transform:uppercase;font-size:.8rem;color:var(--teal-text);margin-bottom:12px}
.dark .eyebrow{color:var(--teal-d)}
.hero{padding:96px 0 104px}
.hero .note{margin-top:14px;color:#C9D2E6;font-size:.95rem}
.grid{display:grid;gap:22px}.g2{grid-template-columns:repeat(2,1fr)}.g3{grid-template-columns:repeat(3,1fr)}.g4{grid-template-columns:repeat(4,1fr)}
.card{background:var(--white);border:1px solid var(--line);border-radius:20px;padding:28px}
.card .ico{width:46px;height:46px;border-radius:14px;background:rgba(20,184,166,.14);display:grid;place-items:center;margin-bottom:16px}
.card .ico svg{width:24px;height:24px;stroke:var(--teal-text);fill:none;stroke-width:2;stroke-linecap:round;stroke-linejoin:round}
.card.accent{border-top:6px solid var(--teal)}
.num{width:44px;height:44px;border-radius:50%;background:var(--navy);color:var(--teal-d);display:grid;place-items:center;font-weight:800;margin-bottom:14px}
.steps{display:grid;gap:22px;grid-template-columns:repeat(3,1fr)}
.timeline{display:grid;gap:22px}
.timeline .card{display:grid;grid-template-columns:64px 1fr;gap:20px}
.timeline dl{margin:10px 0 0;display:grid;gap:6px}.timeline dt{font-weight:800}.timeline dd{margin:0 0 6px;color:var(--muted)}
table{width:100%;border-collapse:collapse;background:#fff;border-radius:16px;overflow:hidden;border:1px solid var(--line)}
th,td{padding:14px 18px;text-align:left;border-bottom:1px solid var(--line);vertical-align:top}
th{background:var(--navy);color:#fff}tr:last-child td{border-bottom:0}
.callout{background:rgba(20,184,166,.12);border-left:6px solid var(--teal);border-radius:14px;padding:22px 26px}
details{background:#fff;border:1px solid var(--line);border-radius:16px;padding:18px 22px;margin-bottom:12px}
summary{cursor:pointer;font-weight:800}details p{margin:12px 0 0;color:var(--muted)}
.cal-card{background:#fff;border-radius:20px;padding:8px;color:var(--navy)}
.calendly-inline-widget{min-width:300px;height:700px}
.cal-fallback{padding:24px;text-align:center}
.confirm{display:none;background:rgba(45,212,191,.16);border:2px solid var(--teal-d);border-radius:16px;padding:20px 24px;margin-bottom:18px;color:#fff}
.confirm.show{display:block}
footer.site{background:var(--navy);color:#C9D2E6;padding:56px 0 32px}
footer.site .cols{display:flex;flex-wrap:wrap;justify-content:space-between;gap:32px}
footer.site img{height:40px;width:auto;margin-bottom:14px}
footer.site a{color:#fff;text-decoration:none;display:block;margin-bottom:8px}footer.site a:hover{color:var(--teal-d)}
footer.site small{display:block;margin-top:32px;border-top:1px solid #2E4580;padding-top:20px}
.legal{display:grid;grid-template-columns:240px 1fr;gap:48px;align-items:start}
.toc{position:sticky;top:96px;font-size:.92rem}.toc a{display:block;color:var(--muted);text-decoration:none;padding:5px 0}.toc a:hover{color:var(--teal-text)}
.legal h2{font-size:1.45rem;margin-top:2em;scroll-margin-top:96px}.legal h2:first-child{margin-top:0}
.legal p,.legal li{color:#2B3763}
.sticky-cta{display:none}
.reveal{opacity:0;transform:translateY(14px);transition:opacity .6s,transform .6s}.reveal.in{opacity:1;transform:none}
@media (prefers-reduced-motion:reduce){.reveal{opacity:1;transform:none;transition:none}html{scroll-behavior:auto}}
@media (max-width:900px){
 .g3,.g4,.steps{grid-template-columns:1fr 1fr}.g2{grid-template-columns:1fr}
 .legal{grid-template-columns:1fr}.toc{position:static}
 section{padding:60px 0}
}
@media (max-width:680px){
 .g3,.g4,.steps{grid-template-columns:1fr}
 .menu-toggle{display:block}
 nav.main{display:none;position:absolute;top:72px;left:0;right:0;background:var(--bg);flex-direction:column;align-items:flex-start;padding:16px 20px 22px;border-bottom:1px solid var(--line)}
 nav.main.open{display:flex}
 .timeline .card{grid-template-columns:1fr}
 header.site .btn.sm{display:none}
 .sticky-cta{display:block;position:fixed;left:16px;right:16px;bottom:16px;z-index:60;text-align:center;box-shadow:0 8px 24px rgba(18,34,74,.3)}
 body{padding-bottom:84px}
}
/* Calendly skeleton loader */
.cal-card{position:relative}
.calendly-inline-widget{position:relative;z-index:1}
.calendly-spinner{display:none!important}
.cal-skel{position:absolute;inset:8px;z-index:2;background:#fff;border-radius:14px;padding:32px;display:flex;flex-direction:column;gap:18px;transition:opacity .3s}
.cal-skel.done{opacity:0;pointer-events:none}
.sk{display:block;background:linear-gradient(90deg,#E7EAF3 25%,#F3F5FA 50%,#E7EAF3 75%);background-size:200% 100%;animation:shimmer 1.4s infinite linear;border-radius:10px}
.sk-title{height:28px;width:55%}.sk-line{height:16px;width:35%}
.sk-cal{margin-top:12px;max-width:520px}
.sk-days{display:grid;grid-template-columns:repeat(7,1fr);gap:10px;margin-bottom:14px}.sk-days .sk{height:14px}
.sk-grid{display:grid;grid-template-columns:repeat(7,1fr);gap:10px}.sk-grid .sk{height:44px;border-radius:50%}
@keyframes shimmer{0%{background-position:200% 0}100%{background-position:-200% 0}}
@media (prefers-reduced-motion:reduce){.sk{animation:none}}